.coic-card{
  --coic-ink:#213238;
  --coic-muted:#607078;
  --coic-line:#dfe7e5;
  --coic-soft:#f5f8f7;
  --coic-accent:#426d64;
  max-width:820px;
  margin:32px auto;
  padding:clamp(24px,4vw,44px);
  border:1px solid var(--coic-line);
  border-radius:24px;
  background:#fff;
  box-shadow:0 14px 42px rgba(24,46,45,.08);
  color:var(--coic-ink);
}
.coic-header{text-align:center;margin-bottom:28px}
.coic-eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:700;font-size:.78rem;color:var(--coic-accent);margin:0 0 8px}
.coic-card h2{font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.08;margin:0 0 12px}
.coic-intro,.coic-help{color:var(--coic-muted);max-width:650px;margin:0 auto}
.coic-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.coic-fields label{display:flex;flex-direction:column;gap:7px;font-weight:650}
.coic-fields select{
  width:100%;min-height:50px;padding:0 14px;border:1px solid #cfdad7;border-radius:12px;
  background:#fff;color:var(--coic-ink);font-size:1rem
}
.coic-fields select:disabled{background:#f1f3f2;color:#89918f}
.coic-check{
  width:100%;margin-top:20px;min-height:52px;border:0;border-radius:999px;
  background:var(--coic-accent);color:white;font-weight:750;font-size:1.03rem;cursor:pointer
}
.coic-check:disabled{opacity:.45;cursor:not-allowed}
.coic-result{margin-top:22px;padding:22px;border-radius:18px;background:var(--coic-soft);border:1px solid var(--coic-line)}
.coic-result h3{margin:0 0 8px;font-size:1.35rem}
.coic-result p{margin:6px 0}
.coic-result .coic-yes{font-weight:800}
.coic-result .coic-meta{color:var(--coic-muted);font-size:.95rem}
.coic-result .coic-cta{
  display:inline-flex;margin-top:14px;padding:12px 18px;border-radius:999px;
  background:var(--coic-accent);color:white;text-decoration:none;font-weight:750
}
.coic-help{text-align:center;margin-top:20px}
.coic-disclaimer{font-size:.8rem;color:#71807d;text-align:center;margin:18px auto 0;max-width:680px}
.coic-empty{padding:20px;border-radius:16px;background:var(--coic-soft);text-align:center}
@media (max-width:640px){.coic-fields{grid-template-columns:1fr}.coic-card{border-radius:18px}}